1. Acceptance of Terms

By accessing and using Crypto-Calc ("Service," "Website," "we," "us," or "our"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

2. Description of Service

Crypto-Calc provides a free online cryptocurrency calculator that allows users to convert cryptocurrencies to fiat currencies and other cryptocurrencies in real-time. Our Service utilizes data from the CoinGecko API.

3. Use of Service

3.1 Permitted Use

You may use our Service for:

• Personal, non-commercial cryptocurrency price calculations
• Educational and informational purposes
• Reference for cryptocurrency valuations

3.2 Prohibited Use

You agree NOT to:

• Use the Service for any illegal or unauthorized purpose
• Attempt to interfere with or disrupt the Service
• Use automated systems (bots, scrapers) without permission
• Copy, modify, or distribute our Service without authorization
• Use the Service to make investment decisions without consulting financial professionals

4. Disclaimer of Warranties

4.1 "As Is" Service

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND.

4.2 No Investment Advice

IMPORTANT: Crypto-Calc is NOT a financial advisor. Our Service provides informational data only and should NOT be used as the sole basis for investment decisions.

4.3 Data Accuracy

While we strive to provide accurate and up-to-date information:

• Cryptocurrency prices are obtained from third-party sources (CoinGecko API)
• Prices may be delayed or inaccurate
• We do not guarantee the accuracy, completeness, or reliability of any data
• You should verify information independently before making decisions

5. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• We are NOT liable for any financial losses resulting from use of our Service
• We are NOT responsible for any errors, omissions, or inaccuracies in the data
• We are NOT liable for any damages (direct, indirect, incidental, consequential) arising from your use of the Service
• Our total liability shall not exceed $100 USD

6. Cryptocurrency Investment Risks

WARNING: Cryptocurrency investments carry significant risks:

• High Volatility: Cryptocurrency prices can fluctuate dramatically
• Loss of Capital: You may lose all invested capital
• No Insurance: Cryptocurrency is not FDIC insured
• Regulatory Risk: Laws and regulations may change
• Technical Risk: Security breaches, hacks, and technical failures can occur

Always consult with a qualified financial advisor before making investment decisions.

7. Third-Party Services

7.1 CoinGecko API

We use CoinGecko's API for cryptocurrency price data. We are not affiliated with CoinGecko and are not responsible for their services or data accuracy.

7.2 Google Services

We use Google Analytics and Google AdSense. Your use of these services is subject to Google's terms and privacy policies.

8. Intellectual Property

All content, features, and functionality of Crypto-Calc are owned by us and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works without our express written permission.

9. User Conduct

You agree to:

• Comply with all applicable laws and regulations
• Not engage in any activity that could harm or interfere with the Service
• Not attempt to gain unauthorized access to any part of the Service
• Not transmit viruses, malware, or harmful code

10. Advertising

Our Service displays advertisements through Google AdSense. We are not responsible for the content of advertisements displayed on our website.

11. Service Availability

We strive to maintain continuous Service availability, but:

• We do not guarantee uninterrupted access
• We may modify or discontinue the Service at any time
• We are not liable for any downtime or service interruptions

12. Indemnification

You agree to indemnify and hold harmless Crypto-Calc, its owners, operators, and affiliates from any claims, damages, losses, liabilities, and expenses arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any rights of another party

13. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Service constitutes acceptance of the modified Terms.

14. Governing Law

These Terms are governed by the laws of the United States and the State of [Your State]. Any disputes shall be resolved in the courts of [Your State].

15. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

16. Entire Agreement

These Terms constitute the entire agreement between you and Crypto-Calc regarding the Service.

17. Contact Information

For questions about these Terms, please contact us through our Contact Page.